Disclosures & Licensing
Last updated: July 22, 2026
The Pledge is an editorial publication of Reddish Bull Finance (NMLS ID #1247892). The disclosures below govern all content, communications, and transactions originating from this website and our weekly brief.
Licensing & NMLS
Reddish Bull Finance is registered in the Nationwide Multistate Licensing System & Registry (NMLS) under Company ID #1247892. You may verify our licensing status and view state authorizations at NMLS Consumer Access. Lending activities are conducted only in states where Reddish Bull Finance is properly licensed or exempt. Loan programs, terms, rates, and availability vary by state and are subject to change without notice.
Equal Housing Opportunity & Fair Housing Act
Reddish Bull Finance is an Equal Housing Lender and supports the principles of the Federal Fair Housing Act. We do not discriminate in the sale, rental, financing, or advertising of dwellings, or in the provision of related services, on the basis of race, color, religion, national origin, sex, familial status, or disability. Complaints of housing discrimination may be filed with the U.S. Department of Housing and Urban Development (HUD) at hud.gov/fairhousing or by calling 1-800-669-9777 (TTY 1-800-927-9275).
Equal Credit Opportunity Act (ECOA)
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning Reddish Bull Finance is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552.
Not a Commitment to Lend
Nothing on this website, in The Pledge newsletter, or in any related communication constitutes an offer, solicitation, or commitment to lend, extend credit, purchase, or sell any financial product. All loans are subject to credit review, underwriting approval, appraisal, title review, and property qualification. Advertised rates, points, programs, loan-to-value ratios, and terms are illustrative, may not be available to every applicant, and are subject to change without notice. Actual terms will be disclosed in a written loan estimate or term sheet.
Editorial Content Disclaimer
The Pledge is provided for general informational and educational purposes only. It is not, and should not be construed as, legal, tax, accounting, investment, financial planning, or real estate advice. Market data, forecasts, and county-level statistics are compiled from sources believed to be reliable but are not guaranteed to be accurate, complete, or current. Readers should consult their own licensed professionals before making any financial, lending, or investment decision. Past performance is not indicative of future results.
Advertising & Sponsor Disclosure
Sections labeled “Sponsored,” “Partner,” or “Hot Product” may reflect paid placements or compensated relationships with third-party lenders, service providers, or advertisers. Reddish Bull Finance may receive fees, commissions, or other consideration from featured parties. Sponsored content does not constitute an endorsement, and readers should independently verify any third-party product, rate, or claim before acting on it.
Third-Party Links
Links to third-party websites are provided as a convenience. Reddish Bull Finance does not control, endorse, or guarantee the accuracy of content on external sites and is not responsible for their privacy or security practices.
State-Specific Notices
Florida & Georgia residents: Reddish Bull Finance conducts business in Florida and Georgia only under the applicable state licensing authorities. State license numbers and additional required state disclosures are available upon request and via NMLS Consumer Access. Complaints regarding our licensed activities may be directed to the applicable state regulator.
Contact & Complaints
To request additional disclosures, verify licensing, or submit a complaint, contact Reddish Bull Finance in writing via our contact page. Please include your name, contact information, and a description of your inquiry.
Reddish Bull Finance · NMLS ID #1247892 · Equal Housing Opportunity · Equal Housing Lender